Educational Resources

Why PrimeLending?

You need mortgage professionals you can trust. You need a company that values honesty and integrity throughout the entire organization. You need mortgage planning specialists who give you their best consistently. You need to find strength, stability and opportunity—especially now. You need PrimeLending!

When dealing with your home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours.

With the ability to originate and close loans in 50 states and with over 200 branch locations nationwide, PrimeLending can meet you where you are and help you where you are going. Let us provide you a mortgage without obstacles.

Special Considerations

The final decision that you and your PrimeLending Loan Officer reach about your loan program is also affected by other special factors.

If your credit history reflects large amounts of debt, foreclosure, bankruptcy, and/or other credit challenges, you will need to pay attention to the loans that are available with flexible qualifying criteria.
If your loan amount exceeds Fannie Mae's and Freddie Mac's conforming loan limits, it will be classified as a 'jumbo loan.' This typically will establish a higher interest rate.
If the loan is insured by the Federal Housing Administration (an FHA loan) or by the Department of Veterans Affairs (a VA loan), you will have the opportunity to pay a lower down payment as well as have more flexible qualifying criteria. To be eligible for a VA loan, you need to be a veteran or currently serving in military active-duty.

These special factors don't exclusively determine which loan program is best for you, but they definitely contribute to reaching the best decision.